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'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.

Chipley

3783 Payne Lake Road

5 Beds

4 Baths

3,100 Sq.Ft.

$389,000

MLS#: 1009273

PARCEL 2 -- 10.12 AC -- $151,800

10.12 acres of AG-zoned land on Campbell Rd in Walton County. The parcel offers a workable blend of tree cover and cleared area, giving a buyer room to site a home, barn, or pasture while keeping some natural buffer. Electric service runs along the road, though the land is unimproved -- no existing well or septic -- so buyers can plan their own layout from the ground up. Located minutes from DeFuniak Springs, and within easy striking distance of Ponce de Leon Springs State Park for swimming and hiking, and about 45 minutes from the beaches of South Walton. Well suited to a homesite, small farm, or recreational getaway.

DeFuniak Springs

Lot 2 Campbell Road

None Beds

None Baths

10.12 acres

$151,800

MLS#: 1009234

Price reduced

Lake living made easy! Welcome to this beautifully maintained, main-level living home located in a peaceful community. Enjoy gorgeous lake views from the recently updated deck, then take a short walk to the community dock where your 10x28 boat slip is waiting.
Situated in the Big Niangua Arm, you'll have quick access by water to favorites like Ha Ha Tonka State Park, and some of the best boating, fishing, and water sports the lake has to offer. By land, you're conveniently located just minutes from Lake Valley Golf Club, and 10 minutes from downtown Camdenton.
Inside, well-cared-for floor plan with abundant natural light. The home is filled with warm and inviting spaces, with fun upstairs bonus rooms for storage or a fun loft hideway space. The oversized garage features finished flooring, while the new detached boat storage building offers endless possibilities—store your boat, jet skis, golf cart, and lake toys!
This property offers the perfect blend of comfort, convenience, and the lake lifestyle. With lake views, a boat slip, ample storage, and a quiet, well-maintained neighborhood, this is a home you'll enjoy for years to come.

Camdenton

38 Dove Drive

3 Beds

2 Baths

1,782 Sq.Ft.

$379,000

MLS#: 3588393

Discover this incredible 31.35-acre gentle lakefront property boasting 1,500 feet of shoreline with no restrictions or subdivision requirements. Perfect for a private estate, subdivision, townhomes, condos, or a commercial business, the land features roads & excavation already completed, along with a concrete boat ramp, a 2-well dock, and a high-capacity well capable of connecting up to 15 homes. Ideal for recreational activities, hunting, or major development, this unrestricted property provides exceptional water access and endless potential just a few miles off Highway 5 at 835 Greenview Dr in Camdenton. Highlighting the land is an exceptional 4,000 sq ft Shouse/commercial/industrial shop built for heavy use. The facility features two spacious 14' garage doors, 21' ceilings, 480-volt 3-phase electric, and a new mini-split system for heating and air conditioning. Poured with a durable 7 sack mix, both the extra-thick 8-inch concrete shop floors and matching driveway can handle demanding operations. Perfect for an RV, storage, business space, or a unique live/work setup, the building is completed with a 1,000-gallon septic system alongside the property's robust well infrastructure.

Camdenton

835 Greenview Drive

None Beds

None Baths

31.35 acres

$1,800,000

MLS#: 3589237

Warsaw

TBD Lakeview Drive

None Beds

None Baths

N/A

$199,500

MLS#: 3589012

Build your dream home in the beautiful Shores of Eagles View! This second-tier lot offers scenic Lake of the Ozarks views in a highly desirable community. Bring your vision to life with a custom home by Eagle One Construction. Enjoy the convenience of a community dock and your own 12’ x 30’ boat slip, making lake days effortless. Whether you’re looking for a full-time residence or the perfect weekend getaway, this is an incredible opportunity to experience the Lake of the Ozarks lifestyle. Don’t miss your chance to own in this sought-after lake community!

Climax Springs

Lot 22 Anchor out Court

None Beds

None Baths

0.37 acres

$50,000

MLS#: 3589248

Climax Springs

Lot 24 Anchor Out Court

None Beds

None Baths

0.31 acres

$50,000

MLS#: 3589251

Positioned along Scenic Highway 30A with exceptional road frontage and just a short half-mile stroll to the Gulf, this 0.30-acre lot offers a compelling opportunity for creative development. Designated Village Mixed Use, the property allows for a blend of commercial and residential uses, making it ideal for those seeking versatility in a highly desirable coastal corridor. Located near Van Butler Elementary and roughly one mile from Topsail Hill Preserve State Park, the site also provides convenient access to Highway 98 for ease of travel beyond 30A.

This parcel lends itself beautifully to a well-executed mixed-use vision, such as:
• Street-level retail or professional space designed to engage foot traffic
• Two private residential residences above

Santa Rosa Beach

6745 W County Hwy 30A

None Beds

None Baths

0.3 acres

$1,100,000

MLS#: 1009229

Charming ground floor CORNER/END condo with expansive lake views! The coastal inspired interior is light & bright with LVP throughout. Shiplap accents, quartz counters stainless steel appliances, plantation shutters and high 10' ceilings. Relax and enjoy the large covered deck with panoramic views of Crystal Lake. Crystal Cove just underwent a complete exterior remodel with all new landscaping, updated decks and exterior painting. This community also offers separate golf cart parking with station offering its own charging and wash station. Meticulously maintained with a new (2025) A/C, hot water tank (2023). Offered mostly furnished and move in ready! Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, pickleball courts, 108 catch and release ponds stocked with bass (no fishing license required), a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents of the 72 distinctly different neighborhoods enjoy a balanced lifestyle of high-class living, spanning 2,400 acres from the beach to the bay. There are just over 4600 properties within the gates which offer 24 hrs./day gated security. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.
Just beyond the gates, Grand Blvd with its weekly farmers market, varied events and superb section of dining and shopping is readily accessible by golf cart. The Market Shops, on the south side of highway 98, boasting more dining and shopping choices, is easily accessible utilizing the tunnel beneath Hwy 98

Miramar Beach

2242 Crystal Cove Lane 2242

2 Beds

2 Baths

1,180 Sq.Ft.

$535,000

MLS#: 1009219

Crestview

4881 Traxx Street

4 Beds

2 Baths

2,281 Sq.Ft.

$2,300

MLS#: 1009269

#1009223

Miramar Beach

50 W Bradley Street LOT 12

1 Beds

1 Baths

800 Sq.Ft.

$250,000

MLS#: 1009223

#1009279

Mary Esther

108 Andalusia Road

3 Beds

2 Baths

1,320 Sq.Ft.

$299,000

MLS#: 1009279

Niceville

138 Adams Street

3 Beds

2 Baths

1,352 Sq.Ft.

$1,900

MLS#: 1009263

Beautiful expansive coastline views of the Gulf and Topsail Hill Preserve State Park from this lovely 8th floor lock out condo. Stylish and renovated with , LVP flooring throughout, granite counters, open kitchen and S/S appliances. Glass and tile shower in the master bath. Shower tub in the guest bathroom. Both are updated with matching granite vanities and high end fixtures. 2 bedroom 2 bath and kitchen on one side and a large studio with a kitchenette on the other Each has its own balcony. Enough room for the whole family to make vacation memories and you can also cash in $$$ on vacation rentals. 600' of beach , pools, tennis (clay courts), fitness center, racquet ball, onsite restaurants , and many other fabulous amenities. Tops'l resort has many fun restaurants and attractions in the area.

Miramar Beach

515 Tops L Beach Boulevard 807

3 Beds

3 Baths

1,601 Sq.Ft.

$750,000

MLS#: 1009218

#1009265

DeFuniak Springs

169 E Honeysuckle Street

3 Beds

2 Baths

1,274 Sq.Ft.

$269,500

MLS#: 1009265

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