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water community

22

# of Listings

4

Avg # of Bedrooms

$623

Avg. $ / Sq.Ft.

$1,915,798

Med. List Price

0

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Community totals. Selected price ranges apply to the listings below.

Homes for Sale in water

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$250,000 - $500,000

$500,000 - $1M

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304 Properties Found. Page 7 of 21.

GULF FRONT master bedroom, gorgeous views from the living room, dining area and kitchen. Sterling Reef has an ideal location in Panama City Beach, only steps to Shipwreck Island Water Park and within walking distance of the fishing pier! Come see this super cute condo; located on the perfect floor height to take advantage of the gulf views of the Emerald Coast's sandy white beaches and emerald green waters. Sterling Reef features many amenities including a bi-level pool (heated in the winter), fitness center overlooking the pool and beach area, grilling area on the terrace, Owner's Room with flatscreen TV, and convenient covered parking right under your building. Call today to make this your new vacation home or rental investment at the beach!
#966099

Panama City Beach

12011 Front Beach Road 1004

2 Beds

2 Baths

1,076 Sq.Ft.

$419,000

MLS#: 966099

PRICE IMPROVEMENT! Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away. Home backs to a preserve area that will not be built on preserving a quiet view and lending a sense of privacy. Only the north side of Harrison's walk can claim this benefit.
#1009685

Panama City Beach

324 Madison Circle

4 Beds

2 Baths

1,972 Sq.Ft.

$419,000

MLS#: 1009685

Fully renovated beach cottage and RENTAL MACHINE only .3 miles from the Gulf! This stunning 3-bedroom, 2-bath coastal home sits on a huge lot with no HOA in the heart of Lower Grand Lagoon, offering the kind of space that is nearly impossible to find this close to the water. Every inch of this cottage has been meticulously updated, including a 2020 metal roof, HVAC, Hardie Board siding, vinyl windows, septic system, PEX plumbing, and copper wiring. The coastal interior shines with granite countertops, white cabinets, stainless appliances, wood-look tile flooring, and updated fixtures throughout. All of the furnishings convey to the new buyer. Beyond the beautiful renovations, this property is a proven high-producing investment that has consistently delivered impressive results, generating $58,642 in 2023, $50,378 in 2024, and $45,591 in 2025. It is currently self-managed and the seller would be happy to share his process and vendors so a new buyer could continue. 2026 is on track with HUGE numbers! Over $41,500 already completed in Jan-July 2026! The massive yard provides plenty of room to add a private pool, while the oversized driveway offers an abundance of parking for a boat, jet skis, and golf cart. An amazing covered front porch offers the perfect hangout, while the private outdoor shower makes cleaning off the sand effortless after a day at the beach. This prime location puts you mere blocks from the community boat ramp and minutes from the area's best-loved dining spots like Schooners, Patches, and Finn's, offering guests the ultimate coastal lifestyle with world-class boating, fishing, and white sandy beaches just down the street. This property perfectly balances a relaxed coastal vibe with a proven track record of rental success. Schedule your showing today. A video tour is also available
#1007459

Panama City Beach

5616 Pinetree Avenue

3 Beds

2 Baths

1,023 Sq.Ft.

$419,000

MLS#: 1007459

Experience the ultimate coastal lifestyle in this 3-bed, 2-bath beach house with No HOA. Designed with an open floor plan that flows seamlessly from the gourmet-style kitchen to the airy living area, this home is perfect for entertaining or relaxing after a day at the beach. Location, Location, Location: Just a short distance to the white sandy beaches, vibrant shopping, dining, and entertainment at Pier Park. Rental Powerhouse: This property is a turnkey short-term rental gem. Its 3-bedroom layout is in high demand, as properties accommodating 6-8+ guests dominate the PCB market. Don't miss out on this beautiful property. Lot behind property is also for sale.
#998584

Panama City Beach

2416 Dorothy Avenue # A

3 Beds

2 Baths

1,540 Sq.Ft.

$419,000

MLS#: 998584

Rare opportunity to own two platted lots only 400+/- feet from dedicated access to the beautiful sugar sands of one of the best shorelines in the region. Also, the parcels are located approximately 400 feet from Highway 98 which provides less traffic noise and the safety of not crossing the highway. Lots could have the possible use of two individual units or on larger single unit. Water and Sewer Taps Paid per owner. Owner has provided non engineered renderings of potential use, survey, and elevation certificate. Only a couple of streets over from the new municipal pier, 15 minutes from Port St. Joe, and about 15 minutes to Tyndall AFB main gate, Parcels can be sold separately via MLS #1013789 and 1013790. All information deemed reliable but not guaranteed, please verify if important.
#1013786

Mexico Beach

109 S 39th Street # C & D

None Beds

None Baths

0.07 acres

$418,000

MLS#: 1013786

DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound. A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official third bedroom or flex space), while an oversized guest bedroom, full guest bath, and separate laundry/utility room complete the main interior layout. Set privately across the sprawling fenced backyard, the detached studio is fully autonomous. It features its own architectural metal roof, private covered porch, ADA-compliant detachable ramp, dedicated mini-split climate control, tankless water heater, full kitchen with breakfast bar island, and a newly remodeled modern walk-in tile shower. Leave historic home worries behind: documented capital improvements include foundation work by Alpha Foundations (2026), full attic restoration (2025), a 200-Amp electrical service upgrade (2023) equipped with a dedicated smart electric vehicle charger, new concrete walkways, an 8x4 garden shed, and durable metal roofs on both structures. Modern tech and security convey seamlessly: the property includes an installed Vector Security system featuring an interior touchscreen monitor and dual exterior roofline-mounted cameras covering both the front entrance and back patio, plus eligibility to assume the sellers' rare, grandfathered high-speed Xfinity internet plan. Tucked on a quiet street bordered by beloved neighbors on the edge of The Cove, you enjoy the close-knit camaraderie and storybook charm without sacrificing convenience. Take a golf cart ride across Massalina Bayou to watch sailboats drift against evening sunsets, explore the Panama City Marina, dine and delight in Historic Downtown Panama City's ever-growing cuisine and activity scene, or grab fresh produce at the Saturday Farmers Market, the 6th largest in the nation. Errands and commutes could not be easier with instant access to Hwy 98 and walkable neighborhood staples like CVS and Dollar General. Best of all, having Ascension Sacred Heart Hospital and the Panama City Fire Department just blocks from your door offers unmatched everyday peace of mind.
#1013767

Panama City

549 E 4th Court

3 Beds

2 Baths

1,579 Sq.Ft.

$415,000

MLS#: 1013767

New on site 4 days ago
Welcome to your private slice of paradise! The Seychelles Resort Condominium is renowned for its awe-inspiring views of the Gulf's emerald waters and is ideally situated along 200 feet of pristine, sandy beach, just steps from the renowned Schooners Restaurant. This exquisite 883-square-foot, one-bedroom, two-bathroom residence--featuring hallway bunks--comfortably accommodates up to six guests and is being sold fully furnished. This gulf-front gem has been thoughtfully maintained and features approximately $40,000 in enhancements completed in 2022, creating a stylish and comfortable coastal retreat. The updates include new lighting, luxury vinyl plank flooring throughout, an extended kitchen counter with sleek quartz countertops, and coordinating quartz finishes in both bathrooms. Fresh paint throughout, including the kitchen and bathroom cabinetry, and refinished smooth ceilings add to the clean, modern feel. The private balcony features upgraded patio furniture, while a new washer and dryer was installed to provide added convenience. These well-planned improvements enhance the unit's appeal and offer a welcoming space to enjoy gulf-front living. Seychelles Resort offers an array of exceptional amenities, including two gulf-front pools, a hot tub, a well-equipped fitness center, a conference center, and onsite rental and property management services. Residents and guests enjoy the added benefit of secure, covered parking with a convenient walkover to the beach. HOA fees cover all utilities, including electricity. Centrally located off Thomas Drive, Seychelles Resort is just minutes from marinas, shopping, dining, entertainment, and the scenic St. Andrews State Park. With excellent rental income potential, this is your chance to own a piece of the World's Most Beautiful Beaches. All measurements are approximate and should be verified by the buyer.
#1014606

Panama City Beach

5115 Gulf Drive UNIT 1402

1 Beds

2 Baths

883 Sq.Ft.

$415,000

MLS#: 1014606

**$41K IN 2025 RENTAL INCOME + HEALTHY HOA + BONUS BUNK ROOM.** Beautifully remodeled and fully furnished, this ''F'' plan at Tidewater Beach Resort offers a compelling combination of proven rental performance, strong ownership economics, and coastal appeal. The unit generated $35K in 2024 and $41K in 2025, both with owner stays, providing an established rental history with additional opportunity to increase revenue. The bonus bunk room adds valuable sleeping capacity, making this unit particularly attractive to families and vacation guests. The 1-bedroom, 2-bath unit features fresh coastal dรฉcor and stylish furnishings throughout, creating a turnkey retreat ready for personal enjoyment or continued short-term rental use. Tidewater Beach Resort offers an impressive collection of amenities, including two lagoon-style pools, a heated indoor pool, private movie theater, fitness center, and more. Just one mile from Pier Park, guests enjoy convenient access to dining, shopping, entertainment,Topgolf and Pirate's Voyage Dinner & Show. With a healthy HOA and well-managed resort this unit offers an attractive balance of income potential and manageable ownership costs. A turnkey opportunity to own a well-appointed Panama City Beach unit with established rental income, additional sleeping capacity, resort-style amenities, and a highly desirable location.
#1011105

Panama City Beach

16819 Front Beach Road UNIT 2116

1 Beds

2 Baths

817 Sq.Ft.

$414,900

MLS#: 1011105

New on site 1 day ago
LIKE-NEW HOME WITH AN ASSUMABLE 4.99% INTEREST RATE FOR QUALIFIED BUYERS! Skip the construction wait with this one-year-old, move-in-ready home in the desirable Liberty community. The popular Madison floor plan offers spacious single-story living with engineered vinyl plank flooring in the main areas and comfortable carpeted bedrooms. A secondary bedroom with a private bathroom provides added privacy for guests. The bright, open-concept living area features a tray ceiling and flows into a kitchen with white cabinetry, white quartz countertops, stainless steel appliances that convey, and a large island with extra storage and seating. The dining area opens to a covered back patio, perfect for morning coffee or relaxing outdoors. The spacious primary suite features a tray ceiling and three windows for abundant natural light. Its bathroom includes a double vanity with quartz countertops, a separate soaking tub, a glass-enclosed shower, and a generous walk-in closet. Liberty amenities include TWO community pools, a community room with fitness facilities, pickleball courts, a basketball court, and a playground. Conveniently located near Tyndall Air Force Base and approximately 15 minutes from town, with easy access to shopping, dining, and everyday conveniences. Schedule your private showing today!
#1014705

Panama City

6507 Myers Road

4 Beds

3 Baths

1,949 Sq.Ft.

$414,900

MLS#: 1014705

Welcome to Latitude Margaritaville Watersound, where resort-style 55+ living meets coastal comfort at 8386 Jollymon Way. This move-in-ready Camelia floor plan offers the easy, low-maintenance lifestyle buyers want, without the wait for new construction. From the inviting covered front porch to the bright, open interior, this beach cottage is designed for relaxed everyday living. The popular Camelia layout features more than 1,300 square feet of well-planned space with vaulted ceilings in the main living area and luxury vinyl plank flooring throughout for a clean, coastal feel. The kitchen is thoughtfully appointed with stainless steel appliances, granite countertops, and soft-close shaker cabinetry, creating a stylish and functional space for cooking and entertaining. The spacious primary suite provides a comfortable retreat with a walk-in closet and private en-suite bath. Additional living areas offer flexibility for guests, hobbies, or a home office. A golf cart can be negotiated with the home, making it easy to enjoy the community's signature lifestyle. Ride the golf cart path minutes from your front door to Town Square and enjoy the amenities that make Latitude Margaritaville Watersound so desirable, including the Paradise Pool, Latitude Bar & Chill, Fins Up! Fitness Center, pickleball and tennis courts, amphitheater, and dog parks.
#1003617

Panama City Beach

8386 Jollymon Way

2 Beds

2 Baths

1,315 Sq.Ft.

$410,899

MLS#: 1003617

SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable 'B' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.
#1005275

Panama City Beach

9900 S Thomas Drive 1207

2 Beds

3 Baths

1,148 Sq.Ft.

$410,000

MLS#: 1005275

Experience coastal living at its finest in this stunning one-bedroom, two-bath condominium in Calypso Tower III, the newest high-rise in Panama City Beach. Thoughtfully designed this beautiful condo offers the perfect blend of comfort, style, and functionality, making it an ideal vacation getaway, investment property, or full-time residence. Step onto your private balcony and take in breathtaking panoramic views of the emerald-green Gulf of Mexico, where every sunrise and sunset creates a picture-perfect backdrop. From the comfort of your own balcony, enjoy front-row seats to Panama City Beach's spectacular Fourth of July and New Year's Eve fireworks displays. Located just steps from Pier Park, you'll have easy access to premier shopping, dining, entertainment, and the beach, while enjoying the exclusive amenities of the newest resort tower in PCB, including a resort-style pool, fitness center, hot tub, fire pit, and covered parking with convenient beach access via the pedestrian skybridge. Whether you're relaxing by the pool, strolling the sugar-white sands, or soaking in the incredible Gulf views, this exceptional condo offers the ultimate beach lifestyle.
#1006893

Panama City Beach

15928 Front Beach Road # 31608

1 Beds

2 Baths

1,103 Sq.Ft.

$409,900

MLS#: 1006893

Welcome home! Prime 30A Studio with deeded beach access walkable to Seacrest, Rosemary and Alys Beach! Featuring a private deck overlooking the pool and breathtaking sunset views, this is the perfect place to unwind after a day at the beach. Designed for efficient living, the 325 square foot studio has a fully renovated bath with walk in shower, stylish furnishings and new flooring throughout. The Inn at SeaCrest offers resort-style amenities, including a community pool, oversized hot tub, on-site laundry facilities, and a beach shuttle to the private deeded beach access.. Whether you're searching for a vacation retreat, temporary residence, or rental investment, this fully furnished, rental-ready studio is a fantastic opportunity in a highly desirable location.
#1007121

Inlet Beach

9955 E Co Highway 30A 208

None Beds

1 Baths

325 Sq.Ft.

$409,000

MLS#: 1007121

Location, Location!! Pool Villa 2713 just listed for sale at Edgewater Beach & Golf Resort in Panama City Beach, Florida. This isn't just an average condo--it's a lifestyle! Step into the comfort of this sought after beach community. Perfectly positioned over a sparkling heated pool, this fully furnished condo offers the ideal blend of privacy, convenience, and resort style living. Inside, you're welcomed by floor to ceiling windows that flood the spacious layout with natural light. There are shiplap accents, new LVP and ceramic tile flooring to create a welcoming feel that's easy to maintain. The AC is newly installed. A good-sized private balcony extends your living space outdoors--perfect for unwinding after a day at the beach. The large owner's suite is a true retreat, complete with balcony access, a walk in closet, and an en suite bathroom. The big guest bedroom is equally inviting, offering two queen beds, private balcony, and direct access to the guest bath--ideal for hosting family and friends. The equipped kitchen, paired with full size laundry, ensures comfort and practicality for both everyday living and vacation stays. Owning a Villa at Edgewater means embracing a lifestyle centered around relaxation, recreation, and convenience. Enjoy tropical pools, hot tubs, splash pad, golf, pickleball, tennis, fitness facilities, on site dining and market, and private beach access--all within a gated, beautifully maintained resort. Bella Salon services are available by appointment and the resort is walkable to shopping and dining. Rest easy with gated entrances, 24-hour security, building-side parking, vehicle charging stations and parking for RVs, boats, jet skis, trailers. Pet-friendly for owners, with both the dog beach and park just minutes away. Whether you're seeking a personal getaway, a second home, or a rental investment, this Pool Villa delivers the coastal experience so many dream of.
#1002861

Panama City Beach

520 N Richard Jackson Boulevard UNIT 2713

2 Beds

2 Baths

1,254 Sq.Ft.

$407,000

MLS#: 1002861

Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.
#1009526

Panama City Beach

8450 Dreams Float Court

2 Beds

2 Baths

1,315 Sq.Ft.

$405,000

MLS#: 1009526

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